Compulsory motor TPL insurance - your car

In the process of selection and direct purchase of own car for the future of car owners the question of where and how to insure a car, is not so acute. At full height it occurs when the newly-car owner starts to auto production in the state account in the traffic police and obtaining public rooms. Without a presence on the hands of the insurance contract, or simply - insurance, brand new rooms you can not see how their own ears. Such a measure is provided by our Russian law, and nowhere on it does not go. So before you give their shock hard-earned money for insurance, you need before buying a car decide which insurance company you will enter into a contract and under what conditions. And to determine if you possess at least basic information about them. In this article we will try to help you understand this question, and answer the question - how profitable to insure your own car. First of all, you need to know that the most common types of insurance in this country are OSAGO (mandatory liability insurance of vehicle owners, or "avtograzhdanki). Now, OSAGO - Insurance of your car for a short time. OSAGO compulsory form of insurance, and implies that in case of accident damage will be guaranteed to be refunded to the citizen, which he has suffered through the fault of the insured driver. The cost of insurance OSAGO the same for all insurance companies. But keep in mind that if you live and are registered in the city of Novosibirsk, the car insurance for one year would cost at least 5000 rubles, and if you live and are registered in the village Tarakanovka, you pay for insurance for the same period of no more than 1500 rubles. Therefore, if you want to reduce insurance costs OSAGO, and if you have a strong family, living in small towns, it is better to draw a car, and insurance on them, but actually on you - the power of attorney to drive the car with the right to sell. In addition, the compulsory motor TPL insurance contract will need to specify the names and driver's license number of people who can drive this vehicle. At the moment OSAGO provide insurance for your car at the best of circumstances. Term car insurance under the contract OSAGO - one year, but by agreement with the insurance company, this period can vary. Companies are pleased to conclude the agreement and for a month or two, and six months, but each term is added to a certain percentage of the company forfeits. This penalty can range from 100 to 1000 rubles. Knacks - most insurance companies offer discounts for regular customers, discounts for accident-free driving, as well as discounts for drivers with experience of driving at least 3 years. The total amount of discounts up to 15% of the amount of insurance. Thus, all the burden falls on the full payment novice car owners. In addition, in order to attract attention, insurance companies hold a variety of promotions, during which also receive discounts. That is enough profitable in financial terms. Choosing an insurance company when applying for insurance OSAGO not particularly important, it is better to take care of a competent design policy OSAGO and applications for compensation under a contract for car insurance. This option of insurance at the moment is one of the most popular among motorists.